Accident and Health Insurance including Personal Accident Plans and more.
Group Personal Accident
Enables employers/associations to provide its employees/members
insurance protection against the expenses associated with accidental
death or injury. The policy typically covers the insured and their
families annually 24 hours a day, 365 days per year worldwide. It can
also be limited to work related coverage only if required.
Voluntary Group Accident
This is an excellent way for expense-conscious companies to make
benefits available to their employees at no additional cost to the
company. Employees pay 100% of the premium with the employer endorsing
the plan and providing payroll deduction administration. The policy
covers employees and their families annually 24 hours a day, 365 days
per year worldwide.
School Group Personal Accident
Provides cover for primary and secondary school students, supplementing
a parent's insurance program or providing the school or school district
with coverage when a student is involved in a serious accident at school.
Family Personal Accident Plan
Helps provide financial security to loved ones in the event of an
accidental death or disability. This insurance provides comprehensive
24-hour annual coverage for losses due to death or disability resulting
from an accident. Coverage is available on an individual or family
This plan pays a lump sum benefit to the Insured if a serious injury or
illness occurs while the policy is in effect. The benefit is paid to the
Insured when the serious medical condition occurs and may be used as he
or she wishes, providing cash for the extra expenses that develop.
Hospital Cash Plan
Pays the insured a specific cash amount for each day he/she is
hospitalized. Payments can be used for income replacement, funds to
supplement medical expenses or extra cash for any other expenses.
Benefits are usually payable for up to 365 days and may begin after a
waiting period. Hospital Cash may be purchased independently or as part
of a more extensive benefits package. Coverage may be available on an
Accident only or Accident & Sickness basis.
Education Protection Plan
This plan pays a monthly benefit for a specified period of time to
provide for the education of a child or children in the event of death
or permanent disability of one or both of the parents.