This policy covers your commercial property against loss or damage to the building and/or contents of your business premises. Coverage may be purchased on a Fire & Allied Perils basis (i.e. named perils) or on an "All Risk" basis and typically includes business interruption or consequential loss or profits / revenues resulting from the occurrence of a fire or other covered peril.
The All Risk policy typically includes:
Round the clock coverage against loss of money and/or property due to burglary and robbery in your premises, Damage to your drawers, safe and cash register arising from the loss is automatically covered at no cost to you. This policy can be extended to cover cash and payroll transfer to and from bank.
Safeguard your plant and equipment against sudden and unforeseen physical loss or damage whilst it is at work, at rest and/or being dismantled, moved or re-erected for the purpose of cleaning, inspection, repair or installation in another position within your premises.
A specially designed cover for all your electronic equipment including computers and its accessories. Fire, lightning, theft, accidental damage and short circuit are some of the coverage provided under this option.
Your signboard and glass panels are an integral part of your operations and if damaged, will probably cost a lot to replace. With this coverage, we will cover cost as well as the cost and expenses of shoring and propping up temporary fixtures and fittings.
A cover that protects your goods against loss or damage during transportation